Stop Creditor Harassment

Dupage County Bankruptcy Lawyer

With the help of a skilled bankruptcy attorney, you have the power to stop creditor harassment and even wage garnishment, property repossession and more. When you file your bankruptcy petition, the bankruptcy court will notify all of your creditors. At this time, they must cease any and all collection efforts against you, including any legal action. You can finally answer the phone or get the mail without worrying that it is another creditor or collection agency threatening or harassing you about the money you owe.

Creditor Harassment and Abuse in Illinois

Unfortunately, creditor harassment and abuse are situations that debtors throughout Illinois have to deal with on a day to day basis. When an individual owes money to a creditor, the creditor may work with a debt collection agency or may themselves attempt to collect the debt by constantly contacting the debtor at home or at work, via the telephone, email or mail. There are actually particular practices which are unlawful when a creditor or collection agency is attempting to collect a debt, and so it is important to understand what these are and work with a lawyer if you or someone you know has been the victim of unlawful creditor harassment.

Under the Fair Debt Collection Practice Act (FDCPA) you may be entitled to take legal action against a creditor who has violated the terms of this Act in attempting to collect the debt you owe. Examples of violations may include: threats, name calling, the use of profanity, calling a debtor’s place of employment, calling third parties in an attempt to collect the debt, making false threats of legal action, and more.

Contact an attorney at our firm today to learn more about your rights and options in the face of creditor harassment in Dupage County, Illinois.